[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.outback.cz\/jasna-pravidla-pro-obe-strany\/#Article","mainEntityOfPage":"https:\/\/www.outback.cz\/jasna-pravidla-pro-obe-strany\/","headline":"Jasn\u00e1 pravidla pro ob\u011b strany","name":"Jasn\u00e1 pravidla pro ob\u011b strany","description":"Ve sv\u011bt\u011b financ\u00ed jsou v\u0161echna pravidla v\u011bt\u0161inou jasn\u00e9 dan\u00e1. A to u bankovn\u00edch i nebankovn\u00edch instituc\u00ed. S n\u011bkter\u00fdmi term\u00edny se m\u016f\u017eete tedy setkat p\u0159i vy\u0159\u00edzen\u00ed p\u016fj\u010dky \u010di hypot\u00e9ky jak v jednom, tak i v druh\u00e9m p\u0159\u00edpad\u011b. T\u00edm term\u00ednem je v\u011b\u0159itel. U\u017e z ozna\u010den\u00ed vypl\u00fdv\u00e1, \u017ee je to \u010dlov\u011bk \u010di instituce, od kter\u00e9ho plyne finan\u010dn\u00ed pomoc. […]","datePublished":"2019-01-14","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.outback.cz\/author\/#Person","name":"","url":"https:\/\/www.outback.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"outback.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.outback.cz\/wp-content\/uploads\/img_a339369_w1739_t1552569320.jpg","url":"https:\/\/www.outback.cz\/wp-content\/uploads\/img_a339369_w1739_t1552569320.jpg","height":0,"width":0},"url":"https:\/\/www.outback.cz\/jasna-pravidla-pro-obe-strany\/","about":["Www"],"wordCount":406,"articleBody":"      Ve sv\u011bt\u011b financ\u00ed jsou v\u0161echna pravidla v\u011bt\u0161inou jasn\u00e9 dan\u00e1. A to u bankovn\u00edch i nebankovn\u00edch instituc\u00ed. S n\u011bkter\u00fdmi term\u00edny se m\u016f\u017eete tedy setkat p\u0159i vy\u0159\u00edzen\u00ed p\u016fj\u010dky \u010di hypot\u00e9ky jak v jednom, tak i v druh\u00e9m p\u0159\u00edpad\u011b. T\u00edm term\u00ednem je v\u011b\u0159itel. U\u017e z ozna\u010den\u00ed vypl\u00fdv\u00e1, \u017ee je to \u010dlov\u011bk \u010di instituce, od kter\u00e9ho plyne finan\u010dn\u00ed pomoc. Je to ten, kter\u00fd p\u016fj\u010duje. Setkat se ov\u0161em m\u016f\u017eete tak\u00e9 s alternativn\u00edmi n\u00e1zvy \u2013 p\u016fj\u010duj\u00edc\u00ed anebo investor. Spole\u010dnost, kter\u00e1 je ozna\u010dov\u00e1na jako v\u011b\u0159itel, m\u00e1 pr\u00e1vo ur\u010dovat podm\u00ednky cel\u00e9ho \u00fav\u011bru a tak\u00e9 m\u00e1 pr\u00e1vo rozhodnout o ve\u0161ker\u00fdch podrobnostech, kter\u00e9 se budou \u00fav\u011bru t\u00fdkat. V\u011b\u0159itelem https:\/\/nebankovni-hypoteka-cz.cz\/aktuality\/veritel\/ se nem\u016f\u017ee st\u00e1t kdokoliv. Ka\u017ed\u00fd, kdo uva\u017euje o t\u00e9to cest\u011b, m\u011bl by si uv\u011bdomit, jestli je na jeho kont\u011b dostate\u010dn\u011b vysok\u00e1 \u010d\u00e1stka. Za z\u00e1kladn\u00ed kapit\u00e1l se pova\u017euje \u010d\u00e1stka dvacet mili\u00f3n\u016f korun. Nen\u00ed to ov\u0161em jedin\u00e1 podm\u00ednka, kterou je zapot\u0159eb\u00ed spl\u0148ovat. V p\u0159\u00edpad\u011b neplacen\u00ed m\u016f\u017ee v\u011b\u0159itel podniknout dal\u0161\u00ed kroky K tomu, aby bylo mo\u017en\u00e9 leg\u00e1ln\u011b p\u016fj\u010dovat pen\u00edze na z\u00e1stavu, je nutn\u00e9 m\u00edt bezpodm\u00edne\u010dn\u011b \u017eivnostensk\u00e9 opr\u00e1vn\u011bn\u00ed. Z \u00fahlu pohledu \u017eadatele o \u00fav\u011br je celkem velk\u00fd rozd\u00edl v tom, zda mu bude poskytnut podnikatelsk\u00fd nebo spot\u0159ebitelsk\u00fd \u00fav\u011br. Rozd\u00edl je stanoven i pro samotn\u00e9ho poskytovatele neboli v\u011b\u0159itele. Pro mo\u017enost poskytnout spot\u0159ebitelsk\u00e9 \u00fav\u011bry jsou krit\u00e9ria z\u00edsk\u00e1n\u00ed pot\u0159ebn\u00e9 licence daleko p\u0159\u00edsn\u011bj\u0161\u00ed.  Je z\u0159ejm\u00e9, \u017ee ka\u017ed\u00fd v\u011b\u0159itel zap\u016fj\u010d\u00ed sv\u00e9 finan\u010dn\u00ed prost\u0159edky pouze s ur\u010dit\u00fdm \u00farokem. http:\/\/www.pracepropravniky.cz\/vzory-smluv\/smlouva-o-zapujcce-penez-vzor  Je to v podstat\u011b odm\u011bna za to, \u017ee \u00fav\u011br poskytl. Tato \u00farokov\u00e1 \u010d\u00e1stka se u jednotliv\u00fdch poskytovatel\u016f m\u016f\u017ee dost li\u0161it. V\u011bt\u0161inou se ale jedn\u00e1 o sazbu od t\u0159\u00ed procent. Z\u00e1le\u017e\u00ed na tom, jestli je klient bonitn\u00ed nebo nikoliv. V\u011b\u0159itel m\u00e1 tak\u00e9 pr\u00e1vo v p\u0159\u00edpad\u011b nezaplacen\u00ed pohled\u00e1vky p\u0159edat ji d\u00e1l. Pak bude na dlu\u017en\u00edkovi vym\u00e1h\u00e1na z\u00e1konn\u011b povolen\u00fdmi metodami.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jasn\u00e1 pravidla pro ob\u011b strany","item":"https:\/\/www.outback.cz\/jasna-pravidla-pro-obe-strany\/#breadcrumbitem"}]}]